These aren't fifteen unrelated banks. Every one is a Banking-as-a-Service sponsor or a fintech-forward institution — the cohort at the center of the 2023–2026 enforcement wave. The matrix maps where each supervisory deficiency is actually commanded, read paragraph-by-paragraph from the orders themselves, not the press release.
The Wire Brief
Because every institution here runs the same Banking-as-a-Service or fintech-forward playbook, the deficiencies regulators reduce to written, deliverable commands cluster tightly — the same governance and third-party-risk demands recur from order to order. Breadth of citation is a rough proxy for emphasis, not severity. Click any theme to read what the order actually commands — and which institutions carry it.
Deficiency League Table ·
The Filing Cards
One card per institution: the order's identifying metadata, the provisions it imposes grouped by supervisory family, and the paragraph where each lands.
The Supervisory Lens
Group the orders and watch the emphasis shift. Each cell is the average number of that family's provisions imposed per order in the group, rounded to the nearest whole; deeper copper means heavier emphasis relative to that family's ceiling.