Set the charter type and structure, build the organizing group, size the capital plan, and the console assembles a populated first draft of the OCC charter application: the cover and overview, a business plan scaffold built to the Business Plan Guidelines, the standard de novo conditions tuned to your capital, the minimum-policy commitments, the biographical-report roster, and a phase timeline with the statutory deadlines. Every section branches on whether you are organizing a full-service national bank or a national trust bank. The output is a working draft and a readiness read, not legal advice.